An independent, plain-language guide to business factoring.
activ factoring AG was founded to make receivables financing easier to understand for finance teams at small and mid-sized companies, based from our office in München.
Clarity before commitment
Business factoring is often explained in dense financial or legal language. We publish structured, practical information on how invoice purchase, credit assessment, and collections typically work, so a business owner or finance lead can walk into any conversation with a provider already informed.
Everything published on this site is for general information only. We do not extend credit, purchase invoices, or process any financial transactions through this website. Readers who want tailored terms should speak directly with a licensed provider.
Principles behind how we write
Balanced explanations
We present the benefits and the trade-offs of factoring arrangements, rather than a one-sided sales pitch.
Plain terminology
Financial and legal terms are defined in context, so readers do not need a finance background to follow along.
No obligation contact
Reaching out to our team never commits a business to any product, service, or fee.
Based in München, Germany
Our registered office sits in the Brienner Straße district of central München. The team works with finance professionals across manufacturing, logistics, construction, and distribution sectors to keep our published material grounded in real-world practice.
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Registered office Brienner Straße 23, 80333 München, Deutschland
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Phone +49 89 548480
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Email support@af-ag.org
Want to know more about how we can help?
Get in touch and our team will point you to the information that matches your situation.